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Assistant Vice President of Casualty Actuarial Consultants, Inc., Ms. Hand graduated magna cum laude from Middle Tennessee State University with a Bachelor of Science degree in Mathematics and Statistics in 1993. She was elected a member of the Honor Society of Phi Kappa Phi and was included in Who's Who Among American Universities. In 1993, Ms. Hand was awarded a graduate fellowship by Middle Tennessee State University. As a graduate teaching assistant in the Department of Mathematics, she taught College Algebra to undergraduates and consulted in the Mathematical Learning Center.

Ms. Hand began her actuarial career with American General Life and Accident Insurance Company in 1994. Assigned to the Reserve Analysis Department, her duties included preparing monthly and quarterly financial statements, assuring forms were in compliance with state legislation, and implementation of a new health reserve system.

Ms. Hand joined Casualty Actuarial Consultants, Inc. in October of 1994. She has gained experience in establishing loss reserves and calculating rate indications for self-insured groups and individual risks in several of the property and liability lines, including workers compensation and general liability. Additionally, Ms. Hand has prepared dividend allocations, calculated experience modification factors, and derived d-ratios and manual rates by class code.

Ms. Hand is an Associate of the Casualty Actuarial Society and a member of the American Academy of Actuaries.



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For more information, e-mail Ed Costner